My Blog
Michigan Medicare Specialist
Personalized Prevention Plans
If you’ve had Part B for more than 12 months, you can get a yearly “Wellness” visit to develop or update a personalized prevention plan based on your current health and risk factors.
Save with Medicare Assistance
If you have Medicare and you’re facing challenges paying for health care, you may qualify for Medicare programs that can help you save money on drug and medical costs.
Vaccinations Save Lives
More than 79% of people 65 and over are fully vaccinated for COVID-19, but are you defending yourself from other life-threatening illnesses, like pneumonia and the flu?
Keep Your Card Safe!
Medicare fraud results in higher health care costs for taxpayers just like you.
Boost Your Protection
Medicare covers a COVID-19 vaccine booster shot at no cost to you
2021 Weight Loss Plans
Eating healthy and losing weight can be a challenge. Folks often ask, “which diet plan is best for me?” Experts suggest the cross of the list any “miracle diets” out there.
Dealing with Isolation
Sometimes, I feel overwhelmed. Sometimes I feel unmotivated and down. Sometimes, I let my feelings get the best of me.
Indoor Walking Works!
Some days we just cannot walk outside. Reason may include: rain, snow, nighttime or something else. Have you ever considered walking INSIDE? I know it sounds crazy, but you can do it. I have done it for years.
Your Guide to Choosing a Nursing Home
Picking a nursing home can be scary and overwhelming. The Center for Medicare and Medicaid Services (CMS) has put together this handy guide to help with the decision making progress of nursing home placement.
2021 Medicare and You
2021 Medicare and You handbook is in digital form! Now you can download the latest and greatest information regarding your Medicare coverage!
Medicare & Coronavirus
Co-VID 19 is on the minds of everyone today.
Home Health Services
Often folks want to recover from an illness or injury at home. Medicare recipients want to know if their home health care is covered by Medicare.
Hospice & Medicare
Hospice is something no one wants to talk about especially with a family member or loved one. It’s not easy, but it’s important.
Heart Disease in Women
The term heart disease refers to several types of heart conditions, including coronary artery disease and heart attack.
Although heart disease is sometimes thought of as a man’s disease, almost as many women as men die each year of heart disease in the United States.
Get your Flu Shot!
Today, more than ever, it is very important for us to get healthy and stay healthy!
One way to help protect ourselves during the CoVid 19 pandemic is to get a flu shot.
Medicare Changes for 2021
2021 is finally here. I am grateful to have made it here and I bet you are as well. Let’s hope for a better 2021
Get a COPD Screening Today!
Chronic obstructive pulmonary disease (COPD) is a group of diseases that cause breathing problems, like emphysema, chronic bronchitis, and asthma.
You Can Quit Smoking Today, Medicare Can Help!
Every year, more people die from lung cancer than any other type of cancer, and smoking is the leading cause.
Understanding your Medicare Choices
Medicare Open Enrollment is now and you should take advantage of this important time to review your current plan and see if there is something better out there for you.
It’s Medicare Open Enrollment season!
Medicare Open Enrollment is Now!! Are you ready? Do you have questions? Concerns? Confused? Overwhelmed?
Get a Second Opinion!
When you receive a serious diagnosis or face an invasive procedure, you might wonder if you have all the information you need to make the best decision about your health.
Medicare Plans for 2021
“The Most Wonderful Time of Year!” is right around the corner; Medicare Open Enrollment.It’s time to review your current Medicare plan and see if you can do better for 2021.
Help with Medicare Costs
Today, folks are looking for ways to help with the costs associated with Medicare.
Are You Wearing Your Mask Correctly?
It’s on everyone’s mind today: COVID – 19. I see many folks out there wearing a mask, but are they wearing it correctly? Let’s find out!
COVID cases on the rise again!
Co-VID 19 cases are on the rise, once again, across the United States.
How Michigan’s Auto Reform Impacts Health Coverage
The new auto insurance reform law, which goes into effect on July 1, 2020, allows motorists to opt out of buying personal injury protection (PIP) as part of their auto insurance if their health insurance covers auto injuries.
Can my pet get COVID?
Many folks with pets wonder if their pets can become infected with COVID-19.
Telehealth Cost-Sharing Waived
Telehealth seems to be catching on with many of the bigger insurance agencies. That is GREAT news!
How to Avoid Medicare Scams
Foks reach out to me throughout the year asking about “scams.” They are definitely out there, but seem to be ramping up even more during this pandemic.
Medicare During the Pandemic
Folks are concerned about how to sign up for Medicare during this pandemic.
Medicare and COVID-19
The Coronavirus is here. How are the insurance companies handling this “pandemic?”
Coronavirus: Am I at risk?
Right now, the big topic on everyone’s mind is the Coronavirus; what is it?
What does the “Donut Hole” mean for me?
Often when I sit down with folks, they are concerned about the “Donut Hole” and what is means for them.
Staying Mobile
Continuing to be mobile as we age is critical to our well being both emotionally and physically.
Turning Doubts into Dreams
Often folks ask me about selling their home, refinancing their own, buying a new home or even about reverse mortgages. I have the perfect answer for them.
Protecting Yourself & Medicare from Fraud
Fraud, Waste and Abuse with Medicare can be alarming. You, though, are the first line of defense.
Enrollment Season is NOW!
It’s the Most Wonderful Time of the Year…
Yes, it’s Medicare Open Enrollment time!
Word of Mouth!
Word of mouth is so important when it comes to trusting the right medicare professional. Getting referrals like this one means more than I can say!
Member of the Month!
I was recently honored to be selected as the Clarkston Area Chamber of Commerce MEMBER OF THE MONTH!
Medicare Replacement Cards
Folks are concerned, and rightly so, when they lose their Medicare card or worse, if it’s stolen!
Medicare Preventive Services
Folks want to learn how to stay healthy after age 65. Medicare provides a list of Medicare covered preventative services to use as a handy checklist when visiting your doctor for your annual check up.
Medicare Eligibility
When folks are new to Medicare, they often have a list of questions they needs answered. One of the big ones is, “When am I eligible to enroll in Medicare?”
Medicare vs. Medicaid
Often, folks want to understand the difference between Medicare and Medicaid. Medicare generally covers folks age 65 and older for the health care. Medicaid covers folks of all ages that need help with their premiums and coverage.
Medicare Open Enrollment
Medicare Annual Enrollment Period is right around the corner. This is the PERFECT time to work with a Medicare Specialist to see if there is a better and more cost effective plan tailored just for you. A tailored plan works in your zip code, with your pharmacy, your...
Medicare & Mental Health
It is a smart idea to understand how your Medicare benefits work with Mental Health.
A Medicare Overview for Caregivers
Every once in a while I work with the caregiver of a Medicare recipient. This is a sub group of hardworking individuals that often are overlooked.
What Would “Medicare For All” Cover?
Folks are hearing a lot about "Medicare for All," and have lots of questions. Some wonder if it would affect their current Medicare coverage. Would benefits be cut? Will the cost go up? What are my choices? All great questions, that we really don't know, yet....
4 Programs that Can Help You Pay Your Medical Expenses
Folks often ask what they should do if they have trouble paying their Medicare expenses each month.
Illegal Medigap practices
Often folks want to understand more about Supplement plans or “Medi Gap plans.” These plans might be a good choice for some folks wanting to add an extra plan to their Part A and Part B coverage.
Medicare Costs
Often folks want to know the costs associated with getting Part A and Part B.
How to find the “perfect” Medicare Advantage plan
Often, folks ask me how to find the “perfect” advantage plan. So many factors must be taken into account.
What is Medicare Advantage?
Often folks call me asking about the differences between getting just straight Medicare (Part A and Part B) and getting a Medicare Advantage plan.
Will Medicare Cover Home Health Care?
Folks often ask me if home health care is covered by Medicare. The answer is: It Depends. If you need “skilled” nursing like physical, speech or occupational therapy, then the answer is yes. If you need unskilled labor help like: house keeping, laundry, companionship, transportation or someone to just be there with a loved one, then generally, Medicare will not cover this.
Medicare Vaccine Coverage
Often, folks inquire about vaccinations and if they are covered by Medicare. A lot of the vaccinations are, indeed, covered by Medicare but some need to go through your Prescriptions Drug Plan (Part D).
When do I Sign Up for Medicare?
Folks call me ever day asking the same question: “When should I sign up for Medicare?”
Does Medicare Cover Genetic Testing?
Folks, lately, have been reaching out to me wondering about Medicare’s coverage for Genetic Testing. The biggest thing to be aware of: Beware of Scammers!!
How to Navigate the “Medicare Maze”
Medicare can be complicated on many levels. Folks often ask me, “what is the difference between Medicare Part A and Medicare Part B and Medicare Part D?” It is important to have an understanding of what each part represents.
How to Avoid Surprises with Medicare
Folks often ask me what Medicare will cover. Generally, it covers some of the cost of your doctors and hospital visits. But, certainly not all of it.
Getting Started with Medicare
Folks often ask me when they need to sign up for Medicare. The truthful answer is, “it depends.”
Does Medicare Move With Me?
I often get calls when folks move to Michigan regarding their Medicare coverage. They wonder if they need to change what they currently have.
Get Medicare’s new “What’s covered” app!
Get Medicare’s new “What’s covered” app! Often my clients want to know what Medicare will cover and what they won’t cover.
How to properly dispose of your old Medicare cards
You should have your new Medicare card by now. It is critical that you locate your old Medicare card and properly destroy it.
How do I pick an unbiased, helpful Medicare adviser?
How do I pick an unbiased, helpful Medicare adviser? Finding a true independent Michigan Medicare Specialist can be tough.
VA Benefits and Medicare
If you are a VA, it is important to get Medicare Part A and Medicare Part when you become eligible.
Part A normally does not cost anything and it covers your hospitalization.
Part B costs around $135.50 per month and it covers your doctors.
You use this injunction with your VA benefits.
“Medicare for all” Bill
"Medicare for All" has folks up in arms. Would this really happen? Will it affect me or my Medicare coverage? Is this a good idea? Both sides of the isle have opinions on this matter. I will let you decide which way you think is best.
Medicare Part A – Hospice Coverage
What is Hospice and can I receive it while on Medicare? Often people ask me if Hospice is covered under Medicare? My answer is "yes it is." I think that it is an under utilized benefit and is often called upon when a patient is near death. I also encourage my clients...
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Featured Publications
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- 2018 Medical Annual Election Period Checklist
- What to watch for during Medicare open enrollment for 2019
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- 5 Medicare Changes for 2019 You Should Know About
- Medicare Part A – Hospice Coverage
- ‘Medicare for all’ bill unveiled: ‘Complete transformation’ of health care