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Medicare Plans

As a local, independent Medicare Specialist, my goal is to assist you with your Medicare needs and help you make an informed choice on your insurance options and coverage.

Open Enrollment

For 2019 coverage, open enrollment will run from October 15, 2018, to December 7, 2018.

Debbie Stroup

Michigan Medicare Specialist
  • Medicare can cover up to 80% 80% 80%
  • The remaining 20% can cost you thousands of dollars per year 20% 20%
Medicare FAQs

When to enroll in Medicare

Your first chance to sign up for Medicare is called your Initial Enrollment Period (IEP). It happens around your 65th birthday and lasts a total of 7 months. It includes your birthday month plus the 3 months before and the 3 months after. It’s best to sign up early to avoid gaps in coverage and late enrollment penalties.

You must be 65 to enroll in Medicare—your spouse’s age doesn’t count.

 

You may enroll in Medicare even if you’re not collecting Social Security yet.

 

You may enroll in Medicare even if you work past age 65 and have employer coverage, or if you are 65 and have coverage through your spouse’s employer.

 

Services

Helping you choose the right Medicare plan.

Partners

People you can trust with your health and finances.

Blog

The latest news and information from Debbie.

Contact

Book a consultation to discuss the right approach for you.

What is Medicare?
Which plan do I choose?

When deciding on a plan, it’s essential to be informed about the costs and benefits in relation to your specific health care needs.

What is Part A?
Part A covers hospital stays.
What is Part B?
Part B covers physician fees.
What is Part D?
Part D covers prescription medications.
What is PART C or an ADVANTAGE PLAN?
Part C or an Advantage plan allows you to get your coverage directly from private insurance companies. This includes Part A and Part B and is equivalent to original Medicare.
What is MEDIGAP or SUPPLEMENTAL PLANS?
Medigap or supplemental plans often help fill the holes or gaps that original Medicare does not cover. These may include: co-pays, coinsurance and deductibles.

Medicare Open Enrollment

Medicare Annual Enrollment Period is right around the corner. This is the PERFECT time to work with a Medicare Specialist to see if there is a...

Medicare & Mental Health

It is a smart idea to understand how your Medicare benefits work with Mental Health.

A Medicare Overview for Caregivers

Every once in a while I work with the caregiver of a Medicare recipient. This is a sub group of hardworking individuals that often are overlooked.

Get the latest Medicare updates and information

Check out Debbie’s blog for important Medicare updated and links to articles with new information that could affect you!

About Me

As a licensed, independent Medicare specialist, my goal is to assist you with your Medicare needs and help you make an informed choice on your insurance options and coverage.

I work for you, NOT an insurance company, which means you will receive unbiased answers and guidance about Medicare.

I look forward to working with you!

Testimonials

Debbie is concerned about her clients. She is dedicated to helping them find the very best plan to fit their needs. I have trusted several of my clients to Debbie.

 

 – Kathryn Wayne-Spindler

Debbie is extremely knowledgeable and trustworthy. Debbie is a wonderful resource and a pleasure to work with.

– Renee V. Cooper

I have a professional relationship with Debbie Stroup and I can say with full confidence that she takes care of her clients with the upmost importance. I never question sending any referrals her way.

– Collin Dickey

Insurance Partners

Don't Wait Any Longer.

Get help choosing a plan today!

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